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	<title>Comments on: One Decision That Can Make Anyone a Millionaire</title>
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	<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/</link>
	<description>Erica Douglass, &#34;temporarily retired&#34; after selling a successful business at age 26, writes thought-provoking blog entries challenging you to change your life and daring you to become more successful.</description>
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		<title>By: nfl jerseys supply</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-148619</link>
		<dc:creator>nfl jerseys supply</dc:creator>
		<pubDate>Sat, 23 Jul 2011 10:36:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-148619</guid>
		<description>We can find the right nba throwback jerseys one for us by trying to communicate with other people. By communicating we can learn something about that person and learn more about his or her mlb jerseys supply personality.</description>
		<content:encoded><![CDATA[<p>We can find the right nba throwback jerseys one for us by trying to communicate with other people. By communicating we can learn something about that person and learn more about his or her mlb jerseys supply personality.</p>
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		<title>By: For affiliate beginners = start my own affiliate stream</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-144375</link>
		<dc:creator>For affiliate beginners = start my own affiliate stream</dc:creator>
		<pubDate>Wed, 15 Jun 2011 07:19:34 +0000</pubDate>
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		<description>You&#039;ve got great insights about how to make my first dollar, keep up the good work!</description>
		<content:encoded><![CDATA[<p>You&#8217;ve got great insights about how to make my first dollar, keep up the good work!</p>
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		<title>By: Runners Passion</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-9733</link>
		<dc:creator>Runners Passion</dc:creator>
		<pubDate>Tue, 22 Jun 2010 19:58:22 +0000</pubDate>
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		<description>Easier said then done?  I think it&#039;s easier done then said.  I have set up $100 per paycheck to automatically invest in a mutual fund account.  That&#039;s $200 a month and I am 27 years old.  Set it and forget it and hopefully by the time I&#039;m 70 I will have a million dollars!</description>
		<content:encoded><![CDATA[<p>Easier said then done?  I think it&#8217;s easier done then said.  I have set up $100 per paycheck to automatically invest in a mutual fund account.  That&#8217;s $200 a month and I am 27 years old.  Set it and forget it and hopefully by the time I&#8217;m 70 I will have a million dollars!</p>
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		<title>By: Eleazar &#124; Entrepinoy</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-850</link>
		<dc:creator>Eleazar &#124; Entrepinoy</dc:creator>
		<pubDate>Sun, 22 Nov 2009 23:25:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-850</guid>
		<description>It&#039;s easier said than done to invest $200 a month. It needs great disciple to stick to the plan as you want to become successful in investing your hard-earned money and become a millionaire someday. But if someone did it seriously, CONGRATULATIONS!</description>
		<content:encoded><![CDATA[<p>It&#8217;s easier said than done to invest $200 a month. It needs great disciple to stick to the plan as you want to become successful in investing your hard-earned money and become a millionaire someday. But if someone did it seriously, CONGRATULATIONS!</p>
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		<title>By: Christine</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-844</link>
		<dc:creator>Christine</dc:creator>
		<pubDate>Fri, 28 Mar 2008 17:40:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-844</guid>
		<description>I would like to add one point though - you often can not get the 6 year, same interest rate terms on a used car as you can get on a new one.  It is why I&#039;ve purchased new the last two times I&#039;ve bought a car - the interest rate was better, and I had the option of longer terms if I wanted them.  Oh, and realistic payoff options, not some bizarre ones that charge you interest for the whole loan even if you pay off early (seems illegal to me, but I didn&#039;t question it as I didn&#039;t go that route.)

I also purchased new cars after having the experience of used with more frequent repairs required.  That cut into my ability to save money if I was spending it on repairs.

How do you feel about leased cars?  Especially if you drive them for business purposes?</description>
		<content:encoded><![CDATA[<p>I would like to add one point though &#8211; you often can not get the 6 year, same interest rate terms on a used car as you can get on a new one.  It is why I&#8217;ve purchased new the last two times I&#8217;ve bought a car &#8211; the interest rate was better, and I had the option of longer terms if I wanted them.  Oh, and realistic payoff options, not some bizarre ones that charge you interest for the whole loan even if you pay off early (seems illegal to me, but I didn&#8217;t question it as I didn&#8217;t go that route.)</p>
<p>I also purchased new cars after having the experience of used with more frequent repairs required.  That cut into my ability to save money if I was spending it on repairs.</p>
<p>How do you feel about leased cars?  Especially if you drive them for business purposes?</p>
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		<title>By: Grace</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-843</link>
		<dc:creator>Grace</dc:creator>
		<pubDate>Fri, 29 Feb 2008 13:22:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-843</guid>
		<description>I like your blog, I am hoing to RSS. I am also going to take up your challenge about complaining, I will start tomorrow though, I gotta get things out of my system first. :-)</description>
		<content:encoded><![CDATA[<p>I like your blog, I am hoing to RSS. I am also going to take up your challenge about complaining, I will start tomorrow though, I gotta get things out of my system first. <img src='http://www.erica.biz/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
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		<title>By: b</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-842</link>
		<dc:creator>b</dc:creator>
		<pubDate>Wed, 30 Jan 2008 20:52:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-842</guid>
		<description>Erica,
geat site, love your articles. I completely agree with most of the things you write and I just wish more people like you would decide what gets taught in our public schools.
Now, that being said: 200 bucks a month for a lot of cash in 40 years. Another 400 bucks for college for the first kid in 15 years. Another 300 for the second kid&#039;s college in 18 years. Say 200 into 401k especially if my company matches, it&#039;s a sin not to do that. 200 on top of the required mortgage payments b/c it makes a lot of sense to pay your debt off early. Right now we&#039;re talking about saving 1300 dollars on top of the regular payments (mortgage + car + bills + ???, say 2,5k) to make my life easier in 20+ years. So I have spent 3.8k to ensure the infrastructure around me and make sure my life will be easy in the far future. See where I&#039;m getting at? :) I guess my bottom line is: I&#039;m about to buy a $15.000 car. How can I save 1.3k on the monthly payments? ;)</description>
		<content:encoded><![CDATA[<p>Erica,<br />
geat site, love your articles. I completely agree with most of the things you write and I just wish more people like you would decide what gets taught in our public schools.<br />
Now, that being said: 200 bucks a month for a lot of cash in 40 years. Another 400 bucks for college for the first kid in 15 years. Another 300 for the second kid&#8217;s college in 18 years. Say 200 into 401k especially if my company matches, it&#8217;s a sin not to do that. 200 on top of the required mortgage payments b/c it makes a lot of sense to pay your debt off early. Right now we&#8217;re talking about saving 1300 dollars on top of the regular payments (mortgage + car + bills + ???, say 2,5k) to make my life easier in 20+ years. So I have spent 3.8k to ensure the infrastructure around me and make sure my life will be easy in the far future. See where I&#8217;m getting at? <img src='http://www.erica.biz/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  I guess my bottom line is: I&#8217;m about to buy a $15.000 car. How can I save 1.3k on the monthly payments? <img src='http://www.erica.biz/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: SavingDiva</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-841</link>
		<dc:creator>SavingDiva</dc:creator>
		<pubDate>Wed, 30 Jan 2008 20:45:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-841</guid>
		<description>Just imagine how much money you would be able to save if you forgo a car and just ride a bike....

I have to admit that I drive a 2000....my friends and family think I&#039;m crazy...and I need to buy a new car.  However, I plan to drive it until it dies, and then I&#039;ll think about buying another one...probably used...</description>
		<content:encoded><![CDATA[<p>Just imagine how much money you would be able to save if you forgo a car and just ride a bike&#8230;.</p>
<p>I have to admit that I drive a 2000&#8230;.my friends and family think I&#8217;m crazy&#8230;and I need to buy a new car.  However, I plan to drive it until it dies, and then I&#8217;ll think about buying another one&#8230;probably used&#8230;</p>
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		<title>By: Russ Gonsalves</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-845</link>
		<dc:creator>Russ Gonsalves</dc:creator>
		<pubDate>Tue, 22 Jan 2008 14:55:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-845</guid>
		<description>1- Posting to try out my OpenID setup...

2- I&#039;m doing something similar. Getting an A6 for around $8k and paying it off with ESPP funds.</description>
		<content:encoded><![CDATA[<p>1- Posting to try out my OpenID setup&#8230;</p>
<p>2- I&#8217;m doing something similar. Getting an A6 for around $8k and paying it off with ESPP funds.</p>
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		<title>By: http://aeropreneur.livejournal.com/</title>
		<link>http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-846</link>
		<dc:creator>http://aeropreneur.livejournal.com/</dc:creator>
		<pubDate>Fri, 18 Jan 2008 07:21:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.erica.biz/2007/one-decision-that-can-make-anyone-a-millionaire/#comment-846</guid>
		<description>Hi, I ran across your blog last year, and am back via the magic of RSS. Good luck with your new website, it sounds interesting.

Yeah, despite what they may say, you can tell a lot of folks don&#039;t really think like capitalists by the way they blow money on cars.

You can go too far with this (I&#039;ve heard of millionaires who still drove old cars), but anyone contemplating a purchase should be asking what else they could do with that money.

Of course, this mindset can help you save $$ with other sorts of purchases, too!</description>
		<content:encoded><![CDATA[<p>Hi, I ran across your blog last year, and am back via the magic of RSS. Good luck with your new website, it sounds interesting.</p>
<p>Yeah, despite what they may say, you can tell a lot of folks don&#8217;t really think like capitalists by the way they blow money on cars.</p>
<p>You can go too far with this (I&#8217;ve heard of millionaires who still drove old cars), but anyone contemplating a purchase should be asking what else they could do with that money.</p>
<p>Of course, this mindset can help you save $$ with other sorts of purchases, too!</p>
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